Let's lay the facts on the table about 0% financing.
There are no free rides in the automotive world so let's do the math.
The calculator below will shed some valuable light on your next purchase.

Rate vs. Rebate Calculator

Amount to finance

Rebate amount

Dealer rate %

Credit union rate %

Length of dealer loan (years only)

Length of credit union loan (years only)

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Monthly payment
to dealer

Monthly payment
to credit union

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